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国开作业公共政策概论
-Let me introduce myself. I.m Steward. -_______________________________________

A、Pleased to meet you.
B、What a pleasure.
C、Thanks a lot.

To save money, you simply need to spend less than you earn.It is easy to say, but why is it so difficult to do? To answer this question, you need to study the factors that keep you spending all the time. Easy access to credit For most people, this is the biggest reason for overspending. People can easily get a credit card, simply by filling out a short form in a bank or jumping on their website. They can borrow money from banks to go shopping, even buy cars or houses. When you aren.t physically handing someone money or a check for a purchase, you will feel you are spending free money or you aren.t spending money at all. Try using cash to get your spending under control. Misusing credit cards A credit card is an interest free short-term loan. When used as planned, this can be a powerful financial tool. The problem is when you begin to let the balance continue from month to month. If you make a $200 purchase on your credit card and find out that at the end of the month you can.t afford to repay the full amount, this is when the high interest rates on the cards really begin to hurt you. That is no way of saving money. Giving in to temptation We all need to enjoy life, but don.t waste your financial future for a few guilty pleasures today if they aren.t in your budget. When you know that you can.t afford an activity, don.t give in. Instead, invite your friends over for a home dinner party, game night, or some other activities where you can still enjoy time together, but without breaking your budget.

1-1、For most people, easy access to credit is the biggest reason for overspending.
A、T
B、F

Dinner customs are different around the world. If you are a dinner guest in Ghana, this information will help you a lot. In Ghana dinner is usually from four in the afternoon to six in the evening. But there are no strict rules about time. Whenever a guest arrives, a family offers food. When you go to a home, the person who receives guests takes you to the living room first. At this time everyone welcomes you. Then you go to the dining room. There you wash your hands in a bowl of water. All the food is on the table. In Ghana you usually eat with your fingers. You eat from the same dish as everyone else. But you eat from one side of the dish only. It is not polite to get food from the other side of the dish. After dinner, you wash your hands again in a bowl of water. Most meals in Ghana have a dish called fufu. People in Ghana make fufu from the powder of some plants. Sometimes they cut the fufu with a saw because it is very hard. You must chew fufu well, or you may get sick. You eat fufu with the fingers of your right hand only.

1-1、From the passage we know that in Ghana _____.
A、the rules for dinner time are not strict
B、dinner is always at six in the evening
C、a family offers food only at four in the afternoon

You will probably be ______ him at lunch.

A、meet
B、meeting
C、met

How will the evaluation of these facilities be _____?

A、carried off
B、carried out
C、carried away

You may stay here _______ you like.

A、as long as
B、as soon as
C、as well as

-I.ve started my own software company. -________________

A、Could you tell me who is the owner?
B、No kidding! Congratulations!
C、If I had the money, I’d start one.

To save money, you simply need to spend less than you earn. It is easy to say, but why is it so difficult to do? To answer this question, you need to study the factors that keep you spending all the time. Easy access to credit For most people, this is the biggest reason for overspending. People can easily get a credit card, simply by filling out a short form in a bank or jumping on their website. They can borrow money from banks to go shopping, even buy cars or houses. When you aren.t physically handing someone money or a check for a purchase, you will feel you are spending free money or you aren.t spending money at all. Try using cash to get your spending under control. Misusing credit cards A credit card is an interest free short-term loan. When used as planned, this can be a powerful financial tool. The problem is when you begin to let the balance continue from month to month. If you make a $200 purchase on your credit card and find out that at the end of the month you can.t afford to repay the full amount, this is when the high interest rates on the cards really begin to hurt you. That is no way of saving money. Giving in to temptation We all need to enjoy life, but don.t waste your financial future for a few guilty pleasures today if they aren.t in your budget. When you know that you can.t afford an activity, don.t give in. Instead, invite your friends over for a home dinner party, game night, or some other activities where you can still enjoy time together, but without breaking your budget.

1-1、For most people, easy access to credit is the biggest reason for overspending.
A、T
B、F

Mary.s father is very pleased ____ her.

A、with
B、at
C、for

Ultimately, marketing is designed to _____ extra revenue.

A、bring in
B、bring up
C、bring back

The _______ store has recently installed a new booking system.

A、market
B、stock
C、chain

_________ you change your mind, I won.t be able to help you.

A、When
B、Unless
C、So

-It.s getting dark. I.m afraid I must be off now. -OK. _________________

A、Take it easy.
B、Go slowly.
C、See you.

-Don.t take too long at the coffee shop. It.s 14:15. -_______________________________________

A、I’ll think it over.
B、That’s very kind of you.
C、I see. We have 30 minutes left.

Henry and his friend Sally are talking about the smart phone. Henry: My MP3 player is broken, so I want to change it for an MP4 player. Can you offer any advice about which brand and model to buy? Sally: An MP4 player? Why don.t you buy a new cell phone? You can find an MP4 player inside any of the latest cell phones. Henry: Oh, that.s a good idea. Perhaps I should have a try. Sally: Look at my cell phone. I can listen to music, watch movies, take pictures, play games, surf the web and download documents. It.s just like a pad. Henry: That.s cool. I can use the computer and the Internet pretty well, but I.m a little bit slow in the latest trends of digital products. Sally: That.s OK. You know, digital devices are becoming smaller and easier to carry, and they won.t cost you too much. Henry: Yeah, if I buy a cell phone like this, I don.t have to take a music player everywhere I go, and I can save the cost of buying an extra MP4. Sally: That.s right. What.s the flash memory of your old MP3? Henry: 256 MB. Sally: Then any cell phone can meet your need because they generally have memories of over 512MB.

1-1、They are talking about a camera.
A、T
B、F